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Street view of 200 Grand Champion Rd, Wilmington, NC 28412

200 Grand Champion Rd, Wilmington, NC 28412

Estimated Market Value

$0
Range: $648,553 - $972,830
ZZillow Zestimate: $708,300
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Valuation Comparison

Our Estimate
$810,692
Range: $648,553 - $972,830
Zillow Zestimate®View on Zillow
$708,300
Range: $672,885 - $743,715
30-Day Trend
+$1,826(0.3%)

Zestimate® is a registered trademark of Zillow, Inc. Valuation models differ based on data availability, proprietary algorithms, and recent market shifts.

3Beds
3Baths
2,648SqFt
2019Built
2Garage

AI Property Analysis

Discover this charming 2019-built patio home located at 200 Grand Champion Rd in Wilmington, NC. This inviting single-story residence boasts 2648 square feet of living space, featuring 3 bedrooms and 3 full bathrooms. Enjoy the elegance of a brick veneer exterior, a cozy fireplace, and a delightful sunroom perfect for relaxation. Additional amenities include central air conditioning, a heat pump for efficient heating, and a spacious 2-car garage. Situated on a 0.22-acre lot, this home offers comfort and modern living.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$210,692
Based on estimated value of $810,692 minus purchase price of $600,000
✅ You likely qualify! You've owned this home for 4.9 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$210,692
Capital Gains Rate:20%
Potential Tax Savings:$42,138

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$210,692
Capital Gains Rate:20%
Potential Tax Savings:$42,138

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$275,213

Equity Breakdown

Cost to Build Today$595,800
Investor Quick-Sale Est.$466,958
Monthly Rental Est.$3,243/mo

Your Appreciation Story

Your Annual Return6.4%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$101,568Growth above historical 3.5% baseline

Your home has appreciated at 6.4% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $275,213 equity in the S&P 500, in 10 years it could grow to $713,833 — compared to an estimated $701,312 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$270/mo
Maintenance (1% est)$676/mo
Opportunity Cost (5% est)$1,147/mo
Total Monthly Holding Cost$2,093/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $2,093/month to hold — including $1,147/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
☀️ Warm

Steady appreciation and consistent buyer interest suggest a balanced market favoring sellers.

Your Neighborhood

Nestled within the desirable Yorke Meadow Village at Motts Landing subdivision in Wilmington, NC, this property benefits from a prime location in New Hanover County. The area is zoned R-15 Residential, offering a peaceful community environment. Residents attend schools within the New Hanover County Schools district, making it an attractive locale for families. The broader Federal Point area provides a serene setting while still offering convenient access to Wilmington's amenities.

Market Trend Predictions

1 Year Forecast$850,788Range: $827K - $863K
3 Year Forecast$937,029Range: $860K - $976K
5 Year Forecast$1,032,011Range: $895K - $1.1M

Estimated Monthly Equity Gain
+$3,341/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

☀️Market Outlook & Sell Window

Good conditions — consider listing in the next 6-12 months

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

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⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

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Buddy Blake

Buddy Blake Real Estate

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