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150 Grand Champion Rd, Wilmington, NC 28412

Estimated Market Value

$0
Range: $646,312 - $758,715
ZZillow Zestimate: $730,400
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Valuation Comparison

Our Estimate
$702,514
Range: $646,312 - $758,715
Zillow Zestimate®View on Zillow
$730,400
Range: $730,400 - $730,400
30-Day Trend
-$6,847(0.9%)

Zestimate® is a registered trademark of Zillow, Inc. Valuation models differ based on data availability, proprietary algorithms, and recent market shifts.

4Beds
3Baths
2,393SqFt
2024Built

AI Property Analysis

Welcome to 150 Grand Champion Rd, a beautifully crafted single-story home built in 2024 in Wilmington, NC. This inviting residence spans 2393 square feet, offering four spacious bedrooms and three full bathrooms, ideal for comfortable modern living. Key features include central air conditioning, a warm fireplace, an open porch, and a convenient attached garage. Situated on a generous 0.4-acre lot, this property blends contemporary design with practical amenities, providing ample space to enjoy the outdoors.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$0
Based on estimated value of $702,514 minus purchase price of $709,000
Not quite eligible yet. You've owned this home for 1.3 years. You need 2 full years of primary residency to qualify for these tax savings.
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$0
Capital Gains Rate:20%
Potential Tax Savings:$0

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$0
Capital Gains Rate:20%
Potential Tax Savings:$0

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$65,777

Equity Breakdown

Cost to Build Today$538,425
Investor Quick-Sale Est.$465,345
Monthly Rental Est.$3,513/mo

Your Appreciation Story

Your Annual Return-0.7%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at -0.7% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $65,777 equity in the S&P 500, in 10 years it could grow to $170,608 — compared to an estimated $435,017 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$234/mo
Maintenance (1% est)$585/mo
Opportunity Cost (5% est)$274/mo
Total Monthly Holding Cost$1,094/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,094/month to hold — including $274/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
❄️ Cool

Slower price growth and extended listing times suggest a more buyer-friendly environment.

Your Neighborhood

Nestled within the desirable Yorke Meadow Village at Motts Landing subdivision in Wilmington, NC, this home enjoys a serene residential setting served by the highly-regarded New Hanover County Schools. Wilmington offers a vibrant coastal lifestyle with easy access to beaches, cultural attractions, and urban conveniences, making it a highly sought-after area for peaceful community living.

Market Trend Predictions

1 Year Forecast$727,102Range: $703K - $727K
3 Year Forecast$778,890Range: $703K - $779K
5 Year Forecast$834,366Range: $703K - $834K

Estimated Monthly Equity Gain
+$2,049/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

❄️Market Outlook & Sell Window

Buyer's market — consider waiting for conditions to improve

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

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⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

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Buddy Blake

Buddy Blake Real Estate

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