6425 Motts Village Rd, Wilmington, NC 28412-4900
Estimated Market Value
AI Property Analysis
Discover comfortable living at 6425 Motts Village Rd, a charming single-story patio home in Wilmington, NC. Built in 2013, this residence boasts 3 bedrooms and 3.5 bathrooms within a spacious 3,212 square feet of living space, ideal for both everyday life and hosting guests.
Step inside to find a well-appointed interior complete with a cozy fireplace, central air conditioning, and an efficient heat pump system ensuring comfort throughout the seasons. The home features a durable brick veneer exterior, a reliable shingle roof, and a generous 916-square-foot attached garage for parking and storage. Enjoy the pleasant North Carolina weather from your choice of an enclosed porch or an open porch, perfect for relaxation or entertaining.
Situated on a sizable 0.375-acre lot within the desirable Pointe Pleasant Sec 1 of The Village at Motts Landing, this property offers a peaceful setting with convenient access to Wilmington's amenities. The Village at Motts Landing is renowned for its inviting atmosphere and attractive community features. To gain a deeper understanding of this fantastic community and explore other properties, refer to this expert guide to homes for sale in The Village at Motts Landing, Wilmington, NC. When navigating the Wilmington real estate market, partnering with a knowledgeable local expert like Buddy Blake Real Estate can make all the difference. Their team consistently delivers exceptional real estate services in Wilmington, NC, whether you're looking to buy or sell.
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Remaining taxable gain: $476,500
Married Filing Jointly
Up to $500K Exclusion
Remaining taxable gain: $226,500
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 13.9% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $690,103 equity in the S&P 500, in 10 years it could grow to $1,789,950 — compared to an estimated $1,155,784 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $3,909/month. This includes an estimated $2,875/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.
Your Neighborhood
<p>The property at 6425 Motts Village Rd is nestled in a welcoming residential district of Wilmington, NC, specifically within the Federal Point area of New Hanover County. Known for its appealing blend of coastal charm and modern conveniences, this locale offers residents access to beautiful beaches, vibrant downtown attractions, and excellent local schools. The subdivision, Pointe Pleasant Sec 1 within The Village at Motts Landing, provides a serene living environment while remaining conveniently connected to the wider Wilmington community.</p>
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Strong seller's market — favorable conditions to sell now
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 3.5%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
