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Street view of 6425 Motts Village Rd, Wilmington, NC 28412-4900

6425 Motts Village Rd, Wilmington, NC 28412-4900

Estimated Market Value

$0
Range: $803,000 - $978,000
3Beds
3.5Baths
3,212SqFt
2013Built
1Garage

AI Property Analysis

Discover comfortable living at 6425 Motts Village Rd, a charming single-story patio home in Wilmington, NC. Built in 2013, this residence boasts 3 bedrooms and 3.5 bathrooms within a spacious 3,212 square feet of living space, ideal for both everyday life and hosting guests.

Step inside to find a well-appointed interior complete with a cozy fireplace, central air conditioning, and an efficient heat pump system ensuring comfort throughout the seasons. The home features a durable brick veneer exterior, a reliable shingle roof, and a generous 916-square-foot attached garage for parking and storage. Enjoy the pleasant North Carolina weather from your choice of an enclosed porch or an open porch, perfect for relaxation or entertaining.

Situated on a sizable 0.375-acre lot within the desirable Pointe Pleasant Sec 1 of The Village at Motts Landing, this property offers a peaceful setting with convenient access to Wilmington's amenities. The Village at Motts Landing is renowned for its inviting atmosphere and attractive community features. To gain a deeper understanding of this fantastic community and explore other properties, refer to this expert guide to homes for sale in The Village at Motts Landing, Wilmington, NC. When navigating the Wilmington real estate market, partnering with a knowledgeable local expert like Buddy Blake Real Estate can make all the difference. Their team consistently delivers exceptional real estate services in Wilmington, NC, whether you're looking to buy or sell.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$726,500
Based on estimated value of $886,000 minus purchase price of $159,500
✅ You likely qualify! You've owned this home for 13.0 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $476,500

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$500,000
Capital Gains Rate:20%
Potential Tax Savings:$100,000

Remaining taxable gain: $226,500

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$690,103

Equity Breakdown

Cost to Build Today$722,700
Investor Quick-Sale Est.$578,160
Monthly Rental Est.$3,544/mo

Your Appreciation Story

Your Annual Return14.1%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$636,294Growth above historical 3.5% baseline

Your home has appreciated at 14.1% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $690,103 equity in the S&P 500, in 10 years it could grow to $1,789,950 — compared to an estimated $1,155,784 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$295/mo
Maintenance (1% est)$738/mo
Opportunity Cost (5% est)$2,875/mo
Total Monthly Holding Cost$3,909/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $3,909/month to hold — including $2,875/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>The property at 6425 Motts Village Rd is nestled in a welcoming residential district of Wilmington, NC, specifically within the Federal Point area of New Hanover County. Known for its appealing blend of coastal charm and modern conveniences, this locale offers residents access to beautiful beaches, vibrant downtown attractions, and excellent local schools. The subdivision, Pointe Pleasant Sec 1 within The Village at Motts Landing, provides a serene living environment while remaining conveniently connected to the wider Wilmington community.</p>

Market Trend Predictions

1 Year Forecast$917,010Range: $904K - $957K
3 Year Forecast$982,324Range: $940K - $1.1M
5 Year Forecast$1,052,290Range: $978K - $1.3M

Estimated Monthly Equity Gain
+$2,584/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate