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Street view of 6401 Motts Village Rd, Wilmington, NC 28412-4900

6401 Motts Village Rd, Wilmington, NC 28412-4900

Estimated Market Value

$0
Range: $571,510 - $857,265
3Beds
2.5Baths
2,312SqFt
2018Built
1Garage

AI Property Analysis

Discover the charm of 6401 Motts Village Rd, a beautifully maintained patio home built in 2018, nestled in the heart of Wilmington, NC. This inviting residence spans 2312 square feet, offering 3 spacious bedrooms and 2.5 baths, perfect for comfortable living. Step inside to find a warm ambiance highlighted by a cozy fireplace, ideal for those cooler evenings. The home boasts durable brick veneer exterior walls, ensuring timeless appeal and low maintenance. Modern comforts include central air conditioning and an efficient heat pump system, providing year-round climate control.

The thoughtful layout features a single story, making it effortlessly accessible. You'll appreciate the convenience of an attached garage with one parking space, along with a lovely open porch – the perfect spot for your morning coffee or evening relaxation. This property sits on a generous 0.204-acre lot within the highly sought-after Village at Motts Landing subdivision. For more detailed information about this vibrant community and its offerings, explore this expert real estate guide to The Village at Motts Landing.

When considering your next move in the area, rely on the seasoned professionals at Buddy Blake Real Estate. Their unparalleled local insights into the Wilmington market ensure you receive top-tier guidance, whether you're buying or selling. Interested in how the local market is performing? You can gain valuable perspective from a recent Wilmington NC real estate market update.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$124,388
Based on estimated value of $714,388 minus purchase price of $590,000
✅ You likely qualify! You've owned this home for 4.3 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$124,388
Capital Gains Rate:20%
Potential Tax Savings:$24,878

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$124,388
Capital Gains Rate:20%
Potential Tax Savings:$24,878

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$192,386

Equity Breakdown

Cost to Build Today$520,200
Investor Quick-Sale Est.$411,487
Monthly Rental Est.$3,572/mo

Your Appreciation Story

Your Annual Return4.6%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$31,195Growth above historical 3.5% baseline

Your home has appreciated at 4.6% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $192,386 equity in the S&P 500, in 10 years it could grow to $498,999 — compared to an estimated $567,867 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$238/mo
Maintenance (1% est)$595/mo
Opportunity Cost (5% est)$802/mo
Total Monthly Holding Cost$1,635/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,635/month to hold — including $802/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
⚖️ Moderate

A balanced market with relatively equal supply and demand — neither strongly favoring buyers nor sellers.

Your Neighborhood

<p>Located in Wilmington, NC, the property at 6401 Motts Village Rd resides in the Federal Point area within New Hanover County. This peaceful residential district, identified by the R-15 zoning code, offers a serene environment while providing convenient access to local amenities and the broader Wilmington community.</p>

Market Trend Predictions

1 Year Forecast$743,284Range: $729K - $747K
3 Year Forecast$804,630Range: $758K - $817K
5 Year Forecast$871,038Range: $789K - $894K

Estimated Monthly Equity Gain
+$2,408/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

⚖️Market Outlook & Sell Window

Stable market — no urgency, but conditions are fair

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

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Buddy Blake

Buddy Blake Real Estate