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Street view of 225 Fayemarsh Rd, Wilmington, NC 28412-3640

225 Fayemarsh Rd, Wilmington, NC 28412-3640

Estimated Market Value

$0
Range: $705,127 - $1,057,690
3Beds
3Baths
3,753SqFt
2015Built
1Garage

AI Property Analysis

Nestled in a sought-after Wilmington address, 225 Fayemarsh Rd presents an exceptional single-story patio home, perfectly blending comfort with sophisticated living. Built in 2015, this impressive residence spans 3753 square feet, offering three spacious bedrooms and three full bathrooms, ideal for modern lifestyles.

Step inside to discover a thoughtfully designed layout featuring a cozy fireplace, central air conditioning, and an inviting sunroom – perfect for enjoying the Carolina sunshine year-round. The handsome brick exterior, slab foundation, and durable shingle roof ensure lasting quality, while the attached 652 sq ft garage provides convenient parking. Outside, an open porch offers a charming spot for relaxation on your generous 0.446-acre lot.

This charming home is ideally situated within the desirable Pointe Pleasant at Motts Landing community. Known for its appealing residential character, this neighborhood offers a wonderful backdrop for your new chapter. With a last sale price of $850,000 in 2023 and an estimated value of $881,409 as of April 2026, this property represents a significant investment in the thriving Wilmington market.

For more insights into properties like this or to explore the vibrant Wilmington real estate scene, reach out to local real estate expert Buddy Blake. His team at Buddy Blake Real Estate is dedicated to helping you navigate the market with unparalleled expertise. You can also stay up-to-date with the latest trends by reviewing a recent Wilmington NC Real Estate Market Update.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$31,409
Based on estimated value of $881,409 minus purchase price of $850,000
✅ You likely qualify! You've owned this home for 3.1 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$31,409
Capital Gains Rate:20%
Potential Tax Savings:$6,282

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$31,409
Capital Gains Rate:20%
Potential Tax Savings:$6,282

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$131,711

Equity Breakdown

Cost to Build Today$844,425
Investor Quick-Sale Est.$507,691
Monthly Rental Est.$3,526/mo

Your Appreciation Story

Your Annual Return1.2%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at 1.2% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $131,711 equity in the S&P 500, in 10 years it could grow to $341,623 — compared to an estimated $594,978 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$294/mo
Maintenance (1% est)$735/mo
Opportunity Cost (5% est)$549/mo
Total Monthly Holding Cost$1,577/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,577/month to hold — including $549/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
❄️ Cool

Slower price growth and extended listing times suggest a more buyer-friendly environment.

Your Neighborhood

<p>Located in the desirable 28412 zip code of Wilmington, NC, the neighborhood surrounding Fayemarsh Rd falls within the Federal Point census subdivision. This residential area, characterized by its R-15 zoning, is home to the appealing Pointe Pleasant at Motts Landing subdivision. Residents benefit from being part of the highly-regarded New Hanover County Schools district, enjoying a coastal lifestyle with convenient access to Wilmington's amenities.</p>

Market Trend Predictions

1 Year Forecast$902,084Range: $887K - $912K
3 Year Forecast$944,900Range: $897K - $977K
5 Year Forecast$989,748Range: $908K - $1M

Estimated Monthly Equity Gain
+$1,723/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

❄️Market Outlook & Sell Window

Buyer's market — consider waiting for conditions to improve

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate