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Street view of 217 Fayemarsh Rd, Wilmington, NC 28412-3640

217 Fayemarsh Rd, Wilmington, NC 28412-3640

Estimated Market Value

$0
Range: $682,924 - $1,024,387
3Beds
3Baths
2,760SqFt
2017Built
1Garage

AI Property Analysis

Discover the charm of this like-new patio home at 217 Fayemarsh Rd, nestled within the desirable Pointe Pleasant at Motts Landing community in Wilmington, NC. Built in 2017, this single-story residence boasts 2760 square feet of comfortable living space, featuring 3 bedrooms and 3 full bathrooms. The home offers a host of modern amenities including central air conditioning, a heat pump for efficient heating, and a cozy fireplace perfect for cooler evenings. You'll love the brick veneer exterior, offering classic curb appeal, and the convenience of an attached 700 sqft garage with parking for one vehicle. Relax and entertain on your choice of an inviting open porch or a spacious enclosed porch, perfect for enjoying the Carolina weather year-round. Situated on a generous 0.469-acre lot, this property provides ample outdoor space for your enjoyment. With its excellent location and thoughtful design, this home presents a fantastic opportunity for anyone seeking a modern, low-maintenance lifestyle in a vibrant community. For more details on this thriving community, explore the Village at Motts Landing real estate guide, or contact Buddy Blake Real Estate, known for their deep local real estate expertise in the Wilmington area. This property, much like the like-new single-level home at 144 Windy Woods Way, embodies modern comfort and convenience.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$300,656
Based on estimated value of $853,656 minus purchase price of $553,000
Based on public records, this property has been owned for approximately 5.7 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $50,656

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$300,656
Capital Gains Rate:20%
Potential Tax Savings:$60,131

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$354,071

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$621,000
Investor Quick-Sale Est.$491,705
Monthly Rental Est.$3,415/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return7.8%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$179,761Growth above historical 3.5% baseline

Your home has appreciated at 7.8% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $354,071 equity in the S&P 500, in 10 years it could grow to $918,368 — compared to an estimated $802,751 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$285/mo
Maintenance (1% est)$711/mo
Opportunity Cost (5% est)$1,475/mo
Total Monthly Holding Cost$2,471/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $2,471/month. This includes an estimated $1,475/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in Wilmington, NC 28412, within the Federal Point census subdivision, this home is part of the esteemed New Hanover County Schools district. The immediate area, encompassing the Pointe Pleasant at Motts Landing subdivision, offers residents a desirable coastal lifestyle with convenient access to Wilmington's amenities. Stay informed about the local market by checking the latest <a href="https://buddyblake.com/wilmington-nc-real-estate-market-update-whats-happening-right-now-in-june-2026/">Wilmington NC real estate market update</a>.</p>

Market Trend Projections

1 Year Forecast$902,088Range: $871K - $921K
3 Year Forecast$1,007,351Range: $906K - $1.1M
5 Year Forecast$1,124,898Range: $943K - $1.2M

Estimated Monthly Equity Gain
+$4,036/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 5.7%, Aggressive: 7.8%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
Buddy Blake

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Buddy Blake

Buddy Blake Real Estate

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