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Street view of 213 Fayemarsh Rd, Wilmington, NC 28412-3640

213 Fayemarsh Rd, Wilmington, NC 28412-3640

Estimated Market Value

$0
Range: $736,000 - $897,000
3Beds
2.5Baths
3,015SqFt
2014Built
1Garage

AI Property Analysis

Welcome to 213 Fayemarsh Rd, a stunning patio home nestled in the desirable Pointe Pleasant @ Motts Landing community of Wilmington, NC! Built in 2014, this meticulously maintained residence offers a spacious and comfortable living experience. Spanning 3,015 square feet, this single-story home features 3 bedrooms and 2.5 bathrooms, perfect for modern living.

Step inside to discover a thoughtfully designed layout, complete with central air conditioning for year-round comfort. The inviting living spaces are complemented by a cozy fireplace, ideal for relaxing evenings. The exterior boasts charming brick veneer, while an open porch provides the perfect spot to enjoy the Carolina weather. With an attached 850 sq ft garage, you'll have ample space for parking and storage.

This beautiful home sits on a generous 0.476-acre lot, offering a sense of privacy and space. Living in the Pointe Pleasant @ Motts Landing subdivision means enjoying a fantastic lifestyle in a vibrant community. For unparalleled local insights and to explore more Wilmington NC real estate opportunities, look no further than Buddy Blake Real Estate. Their team's deep expertise in the Wilmington market ensures a smooth and successful home buying experience.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$623,500
Based on estimated value of $813,000 minus purchase price of $189,500
Based on public records, this property has been owned for approximately 12.1 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $373,500

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$500,000
Capital Gains Rate:20%
Potential Tax Savings:$100,000

Remaining taxable gain: $123,500

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$603,416

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$678,375
Investor Quick-Sale Est.$529,920
Monthly Rental Est.$3,252/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return12.8%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$525,728Growth above historical 3.5% baseline

Your home has appreciated at 12.8% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $603,416 equity in the S&P 500, in 10 years it could grow to $1,565,107 — compared to an estimated $1,030,728 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$271/mo
Maintenance (1% est)$678/mo
Opportunity Cost (5% est)$2,514/mo
Total Monthly Holding Cost$3,463/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $3,463/month. This includes an estimated $2,514/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in Wilmington, NC, the Federal Point area offers residents a delightful blend of coastal charm and modern conveniences. This vibrant part of New Hanover County is known for its welcoming communities and convenient access to local amenities. To learn more about living in this dynamic region, explore insights from <a href="https://buddyblake.com" target="_blank">Buddy Blake Real Estate, your local Wilmington expert</a>.</p>

Market Trend Projections

1 Year Forecast$841,455Range: $829K - $878K
3 Year Forecast$901,388Range: $863K - $1M
5 Year Forecast$965,589Range: $898K - $1.2M

Estimated Monthly Equity Gain
+$2,371/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 3.5%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
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