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Street view of 6325 Motts Village Rd, Wilmington, NC 28412-3639

6325 Motts Village Rd, Wilmington, NC 28412-3639

Estimated Market Value

$0
Range: $628,000 - $709,000
3Beds
3Baths
2,367SqFt
2016Built
1Garage

AI Property Analysis

Discover the charm of 6325 Motts Village Rd, a stunning patio home built in 2016, nestled in picturesque Wilmington, NC. This single-story residence boasts a comfortable 2,367 square feet of living space, featuring 3 bedrooms and 3 full bathrooms, perfect for modern living. Enjoy the ease of a centrally air-conditioned home with a cozy fireplace, all encased in classic brick exterior.

Step inside to find a thoughtfully designed layout, offering both privacy and spacious common areas. The heat pump provides efficient electric heating, ensuring comfort year-round. Outside, a generous 462 sq ft garage offers ample parking and storage, while the inviting enclosed porch provides a serene spot to relax and enjoy the Carolina breezes.

Situated on a well-maintained 0.218-acre lot within the desirable Pointe Pleasant Sec 3, this home is part of the vibrant community of The Village at Motts Landing. This subdivision is known for its welcoming atmosphere and prime location, offering residents a fantastic lifestyle in Wilmington. For insights into the wider market, explore the Wilmington NC Real Estate Market Update.

If you're looking to make Wilmington your home or are curious about property values in the area, trust the expertise of Buddy Blake Real Estate. Their team of Wilmington real estate professionals has a deep understanding of the local market and is ready to assist you.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$507,500
Based on estimated value of $667,000 minus purchase price of $159,500
Based on public records, this property has been owned for approximately 10.7 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $257,500

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$500,000
Capital Gains Rate:20%
Potential Tax Savings:$100,000

Remaining taxable gain: $7,500

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$488,292

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$532,575
Investor Quick-Sale Est.$452,160
Monthly Rental Est.$3,335/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return14.3%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$436,307Growth above historical 3.5% baseline

Your home has appreciated at 14.3% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $488,292 equity in the S&P 500, in 10 years it could grow to $1,266,505 — compared to an estimated $838,867 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$222/mo
Maintenance (1% est)$556/mo
Opportunity Cost (5% est)$2,035/mo
Total Monthly Holding Cost$2,813/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $2,813/month. This includes an estimated $2,035/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in the thriving community of Wilmington, NC, 6325 Motts Village Rd benefits from its position within the broader Federal Point area. Residents enjoy proximity to the best of New Hanover County, known for its excellent schools, beautiful coastal landscapes, and a vibrant local scene. For a comprehensive overview of the Wilmington area, its communities, and market trends, consider consulting <a href="https://buddyblake.com">Buddy Blake's expert resources</a>.</p>

Market Trend Projections

1 Year Forecast$690,345Range: $680K - $720K
3 Year Forecast$739,515Range: $708K - $840K
5 Year Forecast$792,187Range: $736K - $980K

Estimated Monthly Equity Gain
+$1,945/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 3.5%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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