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Street view of 6321 Motts Village Rd, Wilmington, NC 28412-3639

6321 Motts Village Rd, Wilmington, NC 28412-3639

Estimated Market Value

$0
Range: $604,236 - $906,355
3Beds
3.5Baths
3,298SqFt
2013Built
1Garage

AI Property Analysis

Discover the charm of 6321 Motts Village Rd, a beautifully maintained single-story home nestled within the highly sought-after Pointe Pleasant community at The Village at Motts Landing in Wilmington, NC. Built in 2013, this spacious residence offers 3,298 square feet of comfortable living space, featuring 3 bedrooms and 3.5 bathrooms, perfect for modern living.

Step inside to find a welcoming interior with central air conditioning and a cozy fireplace, ideal for both relaxation and entertaining. The home boasts a durable brick veneer exterior, a reliable shingle roof, and a convenient slab foundation. Enjoy the Carolina sunshine from your open porch, or utilize the attached garage with one parking space. With municipal water and sewer services, and a heat pump for efficient heating, this home is designed for convenience and ease.

Having last sold in December 2022 for $675,000, this property's estimated value now stands at approximately $755,296, reflecting the vibrant Wilmington real estate market. For unparalleled local real estate expertise and to explore more incredible opportunities in the area, connect with the professionals at Buddy Blake Real Estate.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$80,296
Based on estimated value of $755,296 minus purchase price of $675,000
✅ You likely qualify! You've owned this home for 3.5 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$80,296
Capital Gains Rate:20%
Potential Tax Savings:$16,059

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$80,296
Capital Gains Rate:20%
Potential Tax Savings:$16,059

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$158,151

Equity Breakdown

Cost to Build Today$742,050
Investor Quick-Sale Est.$435,050
Monthly Rental Est.$3,776/mo

Your Appreciation Story

Your Annual Return3.2%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at 3.2% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $158,151 equity in the S&P 500, in 10 years it could grow to $410,202 — compared to an estimated $555,133 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$252/mo
Maintenance (1% est)$629/mo
Opportunity Cost (5% est)$659/mo
Total Monthly Holding Cost$1,540/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,540/month to hold — including $659/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
⚖️ Moderate

A balanced market with relatively equal supply and demand — neither strongly favoring buyers nor sellers.

Your Neighborhood

<p>Located in a desirable area of Wilmington, NC, specifically within the Federal Point region and served by the esteemed New Hanover County Schools district, 6321 Motts Village Rd offers residents a peaceful setting with convenient access to city amenities. The home is part of The Village at Motts Landing, a well-regarded subdivision known for its inviting atmosphere and community spirit. Learn more about the local area and available properties by exploring <a href="https://www.buddyblake.com/homes-for-sale-wilmington-nc/village-at-motts-landing-wilmington-nc-homes-for-sale-expert-real-estate-guide/">The Village at Motts Landing community</a>.</p>

Market Trend Predictions

1 Year Forecast$780,783Range: $768K - $782K
3 Year Forecast$834,365Range: $793K - $837K
5 Year Forecast$891,624Range: $819K - $897K

Estimated Monthly Equity Gain
+$2,124/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

⚖️Market Outlook & Sell Window

Stable market — no urgency, but conditions are fair

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

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Buddy Blake

Buddy Blake Real Estate