6205 Motts Village Rd, Wilmington, NC 28412-3637
Estimated Market Value
AI Property Analysis
Welcome to 6205 Motts Village Rd, a charming 3-bedroom, 3-bathroom residence in Wilmington, NC, offering 3071 square feet of comfortable living space. Built in 2013, this single-story home boasts a classic brick veneer exterior and a durable shingle roof, ensuring timeless appeal and low maintenance. Inside, you'll find modern comforts including central air conditioning, efficient heat pump heating, and a cozy fireplace perfect for cooler evenings. The property truly shines with its inviting enclosed porch and additional open porch, providing ideal spots for relaxation or entertaining guests. With a generous 0.29-acre lot, there's plenty of outdoor space to enjoy. This beautiful home is nestled within the highly sought-after Pointe Pleasant section of The Village at Motts Landing, a community known for its desirable lifestyle. Priced at $657,000 when last sold, and with a current estimated value of over $866,000, this property represents a fantastic opportunity in the Wilmington market. Curious about the local market trends? Explore the latest Wilmington NC Real Estate Market Update from Buddy Blake, your trusted local real estate expert. For more details or to schedule a private viewing, connect with Buddy Blake Real Estate and discover why so many trust their expertise in finding homes for sale in Wilmington, NC.
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Married Filing Jointly
Up to $500K Exclusion
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 5.9% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $280,553 equity in the S&P 500, in 10 years it could grow to $727,683 — compared to an estimated $735,724 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $2,179/month. This includes an estimated $1,169/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
Steady appreciation and consistent buyer interest suggest a balanced market favoring sellers.
Your Neighborhood
<p>This property is situated in the desirable Wilmington, NC area, specifically within the Federal Point census subdivision. The community, known as The Village at Motts Landing, offers a peaceful residential setting with convenient access to the wider amenities and coastal attractions that make Wilmington such a sought-after location. For a deeper dive into the Wilmington area and its various communities, visit <a href="https://buddyblake.com" target="_blank">Buddy Blake's guide to Wilmington, NC real estate</a>.</p>
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Good conditions — consider listing in the next 6-12 months
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 4.7%, Aggressive: 5.9%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
