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Street view of 6205 Motts Village Rd, Wilmington, NC 28412-3637

6205 Motts Village Rd, Wilmington, NC 28412-3637

Estimated Market Value

$0
Range: $692,803 - $1,039,204
3Beds
3Baths
3,071SqFt
2013Built
1Garage

AI Property Analysis

Welcome to 6205 Motts Village Rd, a charming 3-bedroom, 3-bathroom residence in Wilmington, NC, offering 3071 square feet of comfortable living space. Built in 2013, this single-story home boasts a classic brick veneer exterior and a durable shingle roof, ensuring timeless appeal and low maintenance. Inside, you'll find modern comforts including central air conditioning, efficient heat pump heating, and a cozy fireplace perfect for cooler evenings. The property truly shines with its inviting enclosed porch and additional open porch, providing ideal spots for relaxation or entertaining guests. With a generous 0.29-acre lot, there's plenty of outdoor space to enjoy. This beautiful home is nestled within the highly sought-after Pointe Pleasant section of The Village at Motts Landing, a community known for its desirable lifestyle. Priced at $657,000 when last sold, and with a current estimated value of over $866,000, this property represents a fantastic opportunity in the Wilmington market. Curious about the local market trends? Explore the latest Wilmington NC Real Estate Market Update from Buddy Blake, your trusted local real estate expert. For more details or to schedule a private viewing, connect with Buddy Blake Real Estate and discover why so many trust their expertise in finding homes for sale in Wilmington, NC.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$209,004
Based on estimated value of $866,004 minus purchase price of $657,000
✅ You likely qualify! You've owned this home for 4.7 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$209,004
Capital Gains Rate:20%
Potential Tax Savings:$41,801

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$209,004
Capital Gains Rate:20%
Potential Tax Savings:$41,801

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$280,553

Equity Breakdown

Cost to Build Today$690,975
Investor Quick-Sale Est.$498,818
Monthly Rental Est.$3,464/mo

Your Appreciation Story

Your Annual Return6.1%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$94,111Growth above historical 3.5% baseline

Your home has appreciated at 6.1% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $280,553 equity in the S&P 500, in 10 years it could grow to $727,683 — compared to an estimated $735,724 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$289/mo
Maintenance (1% est)$722/mo
Opportunity Cost (5% est)$1,169/mo
Total Monthly Holding Cost$2,179/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $2,179/month to hold — including $1,169/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
☀️ Warm

Steady appreciation and consistent buyer interest suggest a balanced market favoring sellers.

Your Neighborhood

<p>This property is situated in the desirable Wilmington, NC area, specifically within the Federal Point census subdivision. The community, known as The Village at Motts Landing, offers a peaceful residential setting with convenient access to the wider amenities and coastal attractions that make Wilmington such a sought-after location. For a deeper dive into the Wilmington area and its various communities, visit <a href="https://buddyblake.com" target="_blank">Buddy Blake's guide to Wilmington, NC real estate</a>.</p>

Market Trend Predictions

1 Year Forecast$907,456Range: $883K - $919K
3 Year Forecast$996,407Range: $919K - $1M
5 Year Forecast$1,094,077Range: $956K - $1.2M

Estimated Monthly Equity Gain
+$3,454/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

☀️Market Outlook & Sell Window

Good conditions — consider listing in the next 6-12 months

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate