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Street view of 234 Fayemarsh Rd, Wilmington, NC 28412-3635

234 Fayemarsh Rd, Wilmington, NC 28412-3635

Estimated Market Value

$0
Range: $885,197 - $1,327,796
3Beds
2.5Baths
2,345SqFt
2013Built
1Garage

AI Property Analysis

Discover the charm of 234 Fayemarsh Rd, a beautifully maintained one-story patio home nestled in the desirable Pointe Pleasant at Motts Landing subdivision of Wilmington, NC. Built in 2013, this inviting residence offers 2345 square feet of comfortable living space, featuring 3 bedrooms and 2.5 baths. You'll appreciate the classic brick veneer exterior and modern amenities like central air conditioning and a heat pump for efficient heating. Gather around the cozy fireplace on cooler evenings or enjoy the Carolina breeze on your open porch. The attached 828 sq ft garage provides ample parking and storage. Situated on a generous 0.2-acre lot, this home offers a perfect blend of indoor comfort and outdoor enjoyment.

For more insights into this vibrant community, explore homes in the Village at Motts Landing area. Understanding the local market is key, and you can stay informed with resources like the Wilmington NC Real Estate Market Update. When it's time to navigate your next real estate journey, trust Buddy Blake's local real estate knowledge to guide you, offering unparalleled service and expert guidance from Buddy Blake Real Estate.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$946,997
Based on estimated value of $1,106,497 minus purchase price of $159,500
Based on public records, this property has been owned for approximately 23.8 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $696,997

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$500,000
Capital Gains Rate:20%
Potential Tax Savings:$100,000

Remaining taxable gain: $446,997

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$934,707

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$527,625
Investor Quick-Sale Est.$637,342
Monthly Rental Est.$4,426/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return8.5%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$744,997Growth above historical 3.5% baseline

Your home has appreciated at 8.5% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $934,707 equity in the S&P 500, in 10 years it could grow to $2,424,390 — compared to an estimated $1,516,281 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$369/mo
Maintenance (1% est)$922/mo
Opportunity Cost (5% est)$3,895/mo
Total Monthly Holding Cost$5,186/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $5,186/month. This includes an estimated $3,895/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in the vibrant Wilmington, NC area, 234 Fayemarsh Rd benefits from the dynamic community spirit of Federal Point. This sought-after region offers a desirable coastal lifestyle, known for its beautiful surroundings and access to local amenities. For current insights into the broader real estate trends in this appealing area, visit <a href='https://buddyblake.com/blog'>Buddy Blake's Wilmington real estate market updates</a>.</p>

Market Trend Projections

1 Year Forecast$1,172,801Range: $1.1M - $1.2M
3 Year Forecast$1,317,565Range: $1.2M - $1.4M
5 Year Forecast$1,480,198Range: $1.2M - $1.6M

Estimated Monthly Equity Gain
+$5,525/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 6.0%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
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