5904 Fayemont Ct, Wilmington, NC 28412-3634
Estimated Market Value
AI Property Analysis
Discover effortless living at 5904 Fayemont Ct, a meticulously maintained townhouse built in 2013, nestled within Wilmington's highly sought-after Village at Motts Landing community. This inviting single-story home spans 1952 square feet, offering three comfortable bedrooms and two well-appointed bathrooms.
Step inside to find a welcoming interior complemented by a cozy fireplace, perfect for cooler evenings. The exterior boasts charming brick veneer and a lovely open porch, ideal for enjoying your morning coffee or unwinding after a long day. With central air conditioning, a heat pump, and an attached garage, this property combines modern conveniences with classic appeal. Given the recent Wilmington NC real estate market trends, this home represents a fantastic opportunity.
Experience the perfect blend of comfort and community in this exceptional townhouse. For unparalleled local real estate expertise and to explore more properties in the Wilmington area, trust the dedicated team at Buddy Blake Real Estate.
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Married Filing Jointly
Up to $500K Exclusion
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 5.1% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $162,270 equity in the S&P 500, in 10 years it could grow to $420,886 — compared to an estimated $424,897 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $1,259/month. This includes an estimated $676/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
Steady appreciation and consistent buyer interest suggest a balanced market favoring sellers.
Your Neighborhood
Nestled in the charming Wilmington area, 5904 Fayemont Ct is part of the desirable Federal Point region of New Hanover County. This community offers a serene setting while maintaining convenient access to local amenities and the vibrant coastal lifestyle Wilmington is known for. To discover more about the diverse communities and real estate opportunities in this coastal North Carolina gem, explore insights from <a href="https://buddyblake.com">your local real estate experts at Buddy Blake</a>.
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Good conditions — consider listing in the next 6-12 months
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 4.3%, Aggressive: 5.1%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
