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Street view of 6613 Motts Village Rd, Wilmington, NC 28412-3613

6613 Motts Village Rd, Wilmington, NC 28412-3613

Estimated Market Value

$0
Range: $660,440 - $990,661
4Beds
3.5Baths
2,908SqFt
2009Built
1Garage

AI Property Analysis

Discover the charm of a beautifully maintained single-story residence at 6613 Motts Village Rd, nestled in desirable Wilmington, NC. Built in 2009, this inviting home boasts a spacious 2908 square feet of living space, featuring 4 comfortable bedrooms and 3.5 baths, perfect for growing families or those seeking ample room. The classic brick veneer exterior and an inviting open porch add to its curb appeal, while interior comforts include central air conditioning, a cozy fireplace, and an efficient heat pump system. Enjoy the convenience of an attached garage and a generous 0.22-acre lot, providing plenty of outdoor space.

This exquisite home is part of the esteemed Cypress Parke Sec1 at The Village at Motts Landing, a community known for its quality and lifestyle. For those interested in exploring more about this vibrant area, an expert guide to Village at Motts Landing homes for sale is available. With the Wilmington real estate market showing robust activity, understanding current trends is key; check out the latest Wilmington NC Real Estate Market Update for valuable insights.

Considering a move in or around Wilmington? Leveraging local insights is crucial. Trust the deep local real estate expertise of Buddy Blake Real Estate to guide you through your home buying or selling journey. With Buddy Blake, you'll find a partner dedicated to your success. Learn more about how Buddy Blake Real Estate can help you navigate the coastal Carolina market.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$385,551
Based on estimated value of $825,551 minus purchase price of $440,000
Based on public records, this property has been owned for approximately 8.1 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $135,551

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$385,551
Capital Gains Rate:20%
Potential Tax Savings:$77,110

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$428,410

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$654,300
Investor Quick-Sale Est.$475,517
Monthly Rental Est.$3,302/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return8.0%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$243,578Growth above historical 3.5% baseline

Your home has appreciated at 8.0% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $428,410 equity in the S&P 500, in 10 years it could grow to $1,111,186 — compared to an estimated $862,319 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$275/mo
Maintenance (1% est)$688/mo
Opportunity Cost (5% est)$1,785/mo
Total Monthly Holding Cost$2,748/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $2,748/month. This includes an estimated $1,785/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in Wilmington, NC, 6613 Motts Village Rd benefits from its position within the highly regarded New Hanover County Schools district. This area, often associated with the Federal Point subdivision context, offers a desirable residential setting in one of North Carolina's most beloved coastal cities. Residents enjoy convenient access to Wilmington's amenities while residing in a well-established neighborhood.</p>

Market Trend Projections

1 Year Forecast$873,221Range: $842K - $892K
3 Year Forecast$976,977Range: $876K - $1M
5 Year Forecast$1,093,062Range: $911K - $1.2M

Estimated Monthly Equity Gain
+$3,972/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 5.8%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
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