6128 Motts Village Rd, Wilmington, NC 28412-3612
Estimated Market Value
AI Property Analysis
Discover the charm of single-story living at 6128 Motts Village Rd, a beautiful patio home nestled in Wilmington, NC. Built in 2013, this residence spans 2,391 square feet and offers 3 bedrooms and 3 full bathrooms, meticulously designed for comfort and ease. The classic brick veneer exterior exudes curb appeal, complemented by a cozy fireplace inside, efficient central air conditioning, and a convenient attached garage. Imagine relaxing year-round in the delightful enclosed porch, the perfect spot to enjoy the Carolina breezes. This home is ideally situated within the Cypress Parke section of Motts Landing, a highly sought-after community known for its exceptional lifestyle.
For those looking for a single-level home with great features in Wilmington, this property offers similar appeal and comfort. Understanding the nuances of the local market, Buddy Blake Real Estate provides unparalleled insight into homes across the region. With our team's expertise in Wilmington real estate, you're sure to navigate your home buying or selling journey with confidence. Stay informed on what's happening in the market with a recent Wilmington NC real estate market update.
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Remaining taxable gain: $333,908
Married Filing Jointly
Up to $500K Exclusion
Remaining taxable gain: $83,908
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 7.4% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $629,066 equity in the S&P 500, in 10 years it could grow to $1,631,635 — compared to an estimated $1,140,688 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $3,757/month. This includes an estimated $2,621/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.
Your Neighborhood
<p>Located in the desirable 28412 zip code, 6128 Motts Village Rd is part of the tranquil Cypress Parke subdivision within the broader Motts Landing community in Wilmington, NC. Residents here enjoy the benefits of being zoned for the highly-rated New Hanover County Schools and appreciate easy access to the vibrant coastal city of Wilmington.</p>
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Strong seller's market — favorable conditions to sell now
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 5.4%, Aggressive: 7.4%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
