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Street view of 6128 Motts Village Rd, Wilmington, NC 28412-3612

6128 Motts Village Rd, Wilmington, NC 28412-3612

Estimated Market Value

$0
Range: $778,726 - $1,168,089
3Beds
3Baths
2,391SqFt
2013Built
1Garage

AI Property Analysis

Discover the charm of single-story living at 6128 Motts Village Rd, a beautiful patio home nestled in Wilmington, NC. Built in 2013, this residence spans 2,391 square feet and offers 3 bedrooms and 3 full bathrooms, meticulously designed for comfort and ease. The classic brick veneer exterior exudes curb appeal, complemented by a cozy fireplace inside, efficient central air conditioning, and a convenient attached garage. Imagine relaxing year-round in the delightful enclosed porch, the perfect spot to enjoy the Carolina breezes. This home is ideally situated within the Cypress Parke section of Motts Landing, a highly sought-after community known for its exceptional lifestyle.

For those looking for a single-level home with great features in Wilmington, this property offers similar appeal and comfort. Understanding the nuances of the local market, Buddy Blake Real Estate provides unparalleled insight into homes across the region. With our team's expertise in Wilmington real estate, you're sure to navigate your home buying or selling journey with confidence. Stay informed on what's happening in the market with a recent Wilmington NC real estate market update.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$583,908
Based on estimated value of $973,408 minus purchase price of $389,500
✅ You likely qualify! You've owned this home for 12.7 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $333,908

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$500,000
Capital Gains Rate:20%
Potential Tax Savings:$100,000

Remaining taxable gain: $83,908

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$629,066

Equity Breakdown

Cost to Build Today$537,975
Investor Quick-Sale Est.$560,683
Monthly Rental Est.$3,894/mo

Your Appreciation Story

Your Annual Return7.5%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$369,683Growth above historical 3.5% baseline

Your home has appreciated at 7.5% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $629,066 equity in the S&P 500, in 10 years it could grow to $1,631,635 — compared to an estimated $1,140,688 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$324/mo
Maintenance (1% est)$811/mo
Opportunity Cost (5% est)$2,621/mo
Total Monthly Holding Cost$3,757/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $3,757/month to hold — including $2,621/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in the desirable 28412 zip code, 6128 Motts Village Rd is part of the tranquil Cypress Parke subdivision within the broader Motts Landing community in Wilmington, NC. Residents here enjoy the benefits of being zoned for the highly-rated New Hanover County Schools and appreciate easy access to the vibrant coastal city of Wilmington.</p>

Market Trend Predictions

1 Year Forecast$1,026,724Range: $993K - $1M
3 Year Forecast$1,142,278Range: $1M - $1.2M
5 Year Forecast$1,270,837Range: $1.1M - $1.4M

Estimated Monthly Equity Gain
+$4,443/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate