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Street view of 6116 Motts Village Rd, Wilmington, NC 28412-3612

6116 Motts Village Rd, Wilmington, NC 28412-3612

Estimated Market Value

$0
Range: $677,496 - $1,016,244
3Beds
3Baths
2,391SqFt
2014Built
1Garage

AI Property Analysis

Welcome to 6116 Motts Village Rd, a charming and meticulously maintained home nestled within the highly sought-after Cypress Parke subdivision, part of the larger Motts Landing community in Wilmington, NC. Built in 2014, this brick veneer residence offers 2,391 square feet of comfortable single-level living, making it an ideal choice for a variety of lifestyles.

Step inside to discover three spacious bedrooms and three full bathrooms, providing ample space for family and guests. The home boasts modern conveniences including central air conditioning and an efficient electric heat pump. Cozy up by the fireplace on cooler evenings or enjoy the Carolina breezes from your inviting enclosed porch, perfect for year-round relaxation. With a 462 square foot garage, you'll have plenty of space for parking and storage.

Situated on a generous 0.24-acre lot, this property offers both privacy and outdoor enjoyment. The thoughtful design and quality construction are evident throughout, reflecting the care this home has received. Discovering a property of this caliber is a testament to the thriving Wilmington NC real estate market. For expert guidance on finding homes like this, look no further than the Wilmington NC real estate experts at Buddy Blake Real Estate, renowned for their deep local knowledge and exceptional service. If you're looking for other like-new single-level homes in the area, they can help.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$401,870
Based on estimated value of $846,870 minus purchase price of $445,000
Based on public records, this property has been owned for approximately 7.9 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $151,870

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$401,870
Capital Gains Rate:20%
Potential Tax Savings:$80,374

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$441,947

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$537,975
Investor Quick-Sale Est.$487,797
Monthly Rental Est.$3,387/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return8.4%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$262,147Growth above historical 3.5% baseline

Your home has appreciated at 8.4% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $441,947 equity in the S&P 500, in 10 years it could grow to $1,146,296 — compared to an estimated $887,060 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$282/mo
Maintenance (1% est)$706/mo
Opportunity Cost (5% est)$1,841/mo
Total Monthly Holding Cost$2,829/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $2,829/month. This includes an estimated $1,841/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>This charming home is located in Wilmington, NC, specifically within the desirable Federal Point area of New Hanover County. Residents benefit from the highly-regarded New Hanover County Schools and enjoy the residential tranquility of the R-15 zoning district. The Motts Landing area is known for its well-planned communities and convenient access to local amenities and coastal attractions, embodying the best of <a href="https://buddyblake.com">Wilmington's vibrant lifestyle</a>.</p>

Market Trend Projections

1 Year Forecast$897,446Range: $864K - $915K
3 Year Forecast$1,007,841Range: $899K - $1.1M
5 Year Forecast$1,131,815Range: $935K - $1.2M

Estimated Monthly Equity Gain
+$4,215/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 6.0%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
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