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Street view of 6109 Motts Village Rd, Wilmington, NC 28412-3612

6109 Motts Village Rd, Wilmington, NC 28412-3612

Estimated Market Value

$0
Range: $669,585 - $1,004,378
3Beds
2.5Baths
2,331SqFt
2013Built
1Garage

AI Property Analysis

Discover the charm and comfort of 6109 Motts Village Rd, a beautiful patio home nestled within Wilmington, NC's highly sought-after Cypress Parke at The Village at Motts Landing community. Built in 2013, this inviting residence spans 2,331 square feet and offers a perfect blend of modern amenities and coastal living.

Step inside to find a thoughtfully designed single-story layout featuring 3 spacious bedrooms and 2.5 well-appointed bathrooms. The interior is complemented by a cozy fireplace, ideal for relaxing evenings. Beyond the living spaces, you'll appreciate the convenience of a 518 square foot garage and a home equipped with central air conditioning and a heat pump for year-round comfort. For those who enjoy outdoor living, this property boasts both an enclosed porch and an open porch, perfect for enjoying the North Carolina weather. And yes, a private pool awaits for refreshing dips on warm days!

The exterior showcases attractive brick veneer, adding to the home's curb appeal on its generous 0.24-acre lot. This location offers easy access to all that Wilmington has to offer, from beautiful beaches to vibrant downtown attractions. With Buddy Blake Real Estate's deep understanding of the local market, you can be confident in finding your perfect home here.

To learn more about this exceptional property or explore other opportunities in the Wilmington NC real estate market, connect with Buddy Blake and his team, renowned for their expert insights into Wilmington homes. Explore this stunning home and envision your life in this wonderful community.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$426,982
Based on estimated value of $836,982 minus purchase price of $410,000
Based on public records, this property has been owned for approximately 8.9 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $176,982

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$426,982
Capital Gains Rate:20%
Potential Tax Savings:$85,396

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$464,508

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$524,475
Investor Quick-Sale Est.$482,101
Monthly Rental Est.$3,348/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return8.4%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$280,197Growth above historical 3.5% baseline

Your home has appreciated at 8.4% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $464,508 equity in the S&P 500, in 10 years it could grow to $1,204,813 — compared to an estimated $904,424 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$279/mo
Maintenance (1% est)$697/mo
Opportunity Cost (5% est)$1,935/mo
Total Monthly Holding Cost$2,912/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $2,912/month. This includes an estimated $1,935/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Nestled in Wilmington, NC, the Federal Point area offers a desirable residential setting within New Hanover County. Residents of Motts Village Road enjoy the convenience of being part of the <a href="https://buddyblake.com" target="_blank">Wilmington community</a>, providing easy access to local amenities, reputable New Hanover County Schools, and the vibrant coastal lifestyle that defines this charming North Carolina city. This established area combines suburban tranquility with close proximity to beaches, dining, and cultural attractions, making it an ideal place to call home.</p>

Market Trend Projections

1 Year Forecast$886,586Range: $854K - $904K
3 Year Forecast$994,787Range: $888K - $1.1M
5 Year Forecast$1,116,194Range: $924K - $1.2M

Estimated Monthly Equity Gain
+$4,134/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 5.9%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
Buddy Blake

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Buddy Blake

Buddy Blake Real Estate

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