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Street view of 6105 Motts Village Rd, Wilmington, NC 28412-3612

6105 Motts Village Rd, Wilmington, NC 28412-3612

Estimated Market Value

$0
Range: $668,000 - $760,000
3Beds
3Baths
2,391SqFt
2014Built
1Garage

AI Property Analysis

Discover the charm of 6105 Motts Village Rd, a beautifully maintained single-story patio home built in 2014, nestled within the desirable Cypress Parke section of The Village at Motts Landing in Wilmington, NC. This inviting residence boasts 2,391 square feet of living space, featuring 3 spacious bedrooms and 3 full bathrooms, perfect for comfortable living.

Step inside to find a welcoming interior complemented by a cozy fireplace, central air conditioning, and elegant brick veneer exterior. The home offers modern conveniences including an attached garage and a delightful open porch, ideal for enjoying the Carolina weather. With its thoughtful design and prime location, this property exemplifies quality and ease. Explore current trends in the local market by checking out the Wilmington NC Real Estate Market Update.

For expert guidance on this property or any other homes for sale in Wilmington, trust the unparalleled local expertise of Buddy Blake Real Estate. Their team offers deep insights into the area, ensuring you make informed decisions in the vibrant Wilmington real estate scene. For more information, visit BuddyBlake.com.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$404,000
Based on estimated value of $712,000 minus purchase price of $308,000
Not quite eligible yet. You've owned this home for 0.1 years. You need 2 full years of primary residency to qualify for these tax savings.
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $154,000

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$404,000
Capital Gains Rate:20%
Potential Tax Savings:$80,800

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$384,016

Equity Breakdown

Cost to Build Today$537,975
Investor Quick-Sale Est.$480,960
Monthly Rental Est.$3,560/mo

Your Appreciation Story

Your Annual Return131.2%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$403,127Growth above historical 3.5% baseline

Your home has appreciated at 131.2% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $384,016 equity in the S&P 500, in 10 years it could grow to $996,039 — compared to an estimated $758,242 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$237/mo
Maintenance (1% est)$593/mo
Opportunity Cost (5% est)$1,600/mo
Total Monthly Holding Cost$2,431/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $2,431/month to hold — including $1,600/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in Wilmington, NC, the community of The Village at Motts Landing offers a tranquil residential experience with convenient access to all the city has to offer. Residents enjoy a harmonious blend of suburban peace and proximity to coastal attractions, shopping, and dining. Discover more about living in this vibrant area and the current market conditions with <a href="https://buddyblake.com/wilmington-nc-real-estate/">Buddy Blake's insights into Wilmington NC real estate</a>.</p>

Market Trend Predictions

1 Year Forecast$736,920Range: $726K - $769K
3 Year Forecast$789,407Range: $756K - $897K
5 Year Forecast$845,633Range: $786K - $1M

Estimated Monthly Equity Gain
+$2,077/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate