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Street view of 6105 Motts Village Rd, Wilmington, NC 28412-3612

6105 Motts Village Rd, Wilmington, NC 28412-3612

Estimated Market Value

$0
Range: $668,000 - $760,000
3Beds
3Baths
2,391SqFt
2014Built
1Garage

AI Property Analysis

Discover the charm of 6105 Motts Village Rd, a beautifully maintained single-story patio home built in 2014, nestled within the desirable Cypress Parke section of The Village at Motts Landing in Wilmington, NC. This inviting residence boasts 2,391 square feet of living space, featuring 3 spacious bedrooms and 3 full bathrooms, perfect for comfortable living.

Step inside to find a welcoming interior complemented by a cozy fireplace, central air conditioning, and elegant brick veneer exterior. The home offers modern conveniences including an attached garage and a delightful open porch, ideal for enjoying the Carolina weather. With its thoughtful design and prime location, this property exemplifies quality and ease. Explore current trends in the local market by checking out the Wilmington NC Real Estate Market Update.

For expert guidance on this property or any other homes for sale in Wilmington, trust the unparalleled local expertise of Buddy Blake Real Estate. Their team offers deep insights into the area, ensuring you make informed decisions in the vibrant Wilmington real estate scene. For more information, visit BuddyBlake.com.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$404,000
Based on estimated value of $712,000 minus purchase price of $308,000
Based on public records, this property has been owned for approximately 0.2 years. The Section 121 exclusion generally requires at least 2 years of ownership and use as a primary residence within the past 5 years. Additional IRS requirements may apply.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $154,000

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$404,000
Capital Gains Rate:20%
Potential Tax Savings:$80,800

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$384,016

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$537,975
Investor Quick-Sale Est.$480,960
Monthly Rental Est.$3,560/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return131.2%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$401,813Growth above historical 3.5% baseline

Your home has appreciated at 131.2% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $384,016 equity in the S&P 500, in 10 years it could grow to $996,039 — compared to an estimated $758,242 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$237/mo
Maintenance (1% est)$593/mo
Opportunity Cost (5% est)$1,600/mo
Total Monthly Holding Cost$2,431/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $2,431/month. This includes an estimated $1,600/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in Wilmington, NC, the community of The Village at Motts Landing offers a tranquil residential experience with convenient access to all the city has to offer. Residents enjoy a harmonious blend of suburban peace and proximity to coastal attractions, shopping, and dining. Discover more about living in this vibrant area and the current market conditions with <a href="https://buddyblake.com/wilmington-nc-real-estate/">Buddy Blake's insights into Wilmington NC real estate</a>.</p>

Market Trend Projections

1 Year Forecast$736,920Range: $726K - $769K
3 Year Forecast$789,407Range: $756K - $897K
5 Year Forecast$845,633Range: $786K - $1M

Estimated Monthly Equity Gain
+$2,077/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 3.5%, Aggressive: 8.0%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
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