6104 Motts Village Rd, Wilmington, NC 28412-3612
Estimated Market Value
AI Property Analysis
Welcome to 6104 Motts Village Rd, a charming single-story patio home built in 2014, perfectly situated in Wilmington, NC. This meticulously maintained residence offers 2,359 square feet of comfortable living space, featuring 3 bedrooms and 3 full bathrooms. You'll appreciate the classic appeal of its brick veneer exterior and the practical slab foundation.
Step inside to discover a thoughtfully designed interior, boasting central air conditioning, an inviting fireplace for cozy evenings, and a heat pump for efficient climate control. The home also includes an attached garage and a delightful open porch, perfect for enjoying the Carolina weather. With its spacious layout and modern amenities, this home provides an ideal blend of comfort and convenience.
Located in the sought-after Cypress Parke at Motts Landing community, residents enjoy a premier coastal lifestyle. For those considering buying or selling in this vibrant area, having an agent with deep local knowledge is crucial. Buddy Blake Real Estate has extensive experience helping clients navigate the Wilmington market, offering unparalleled expertise.
Whether you're looking for a peaceful retreat or a base to explore all that Wilmington has to offer, this home is a fantastic choice. To learn more about the current market trends and what makes this area so desirable, consult Wilmington NC Real Estate Market Update for valuable insights. Let Buddy Blake guide you through your next real estate journey.
Capital Gains Tax Analysis
Section 121 Primary Residence Exemption Analysis
Single Filer
Up to $250K Exclusion
Married Filing Jointly
Up to $500K Exclusion
Tax Liability Comparison
* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.
Financial Projections
Estimated Net Proceeds
These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.
Equity Breakdown
Your Appreciation Story
Your home has appreciated at 5.3% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.
What Could Your Equity Do?
If you sold today and invested your $200,655 equity in the S&P 500, in 10 years it could grow to $520,448 — compared to an estimated $553,733 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.
The Hidden Cost of Holding
* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.
The estimated monthly cost of holding this property is approximately $1,620/month. This includes an estimated $836/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.
Market Pulse
A balanced market with relatively equal supply and demand — neither strongly favoring buyers nor sellers.
Your Neighborhood
<p>Situated in Wilmington, NC, in the desirable Federal Point area, 6104 Motts Village Rd offers residents the best of coastal living. The property is part of the established Cypress Parke at Motts Landing subdivision, known for its well-maintained homes and convenient access to Wilmington's vibrant amenities, beautiful beaches, and diverse recreational opportunities. This area provides a serene residential environment while keeping you close to all the action. For more information on local communities and the Wilmington lifestyle, visit <a href="https://buddyblake.com" target="_blank">Buddy Blake Real Estate's local guides</a>.</p>
Market Trend Projections
Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.
Stable market — no urgency, but conditions are fair
* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 2.0%, Moderate: 4.4%, Aggressive: 5.3%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.
