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Street view of 6004 Motts Village Rd, Wilmington, NC 28412-3611

6004 Motts Village Rd, Wilmington, NC 28412-3611

Estimated Market Value

$0
Range: $602,000 - $679,000
4Beds
3Baths
2,101SqFt
2022Built
1Garage

AI Property Analysis

Welcome to 6004 Motts Village Rd, a stunning, like-new patio home built in 2022, nestled within the desirable Cypress Parke at Motts Landing community in Wilmington, NC. This single-story residence spans 2,101 square feet, offering a spacious and comfortable living environment. Inside, you'll discover four well-appointed bedrooms and three full bathrooms, designed for modern convenience and style. The home boasts attractive features such as central air conditioning, a cozy fireplace perfect for cooler evenings, and an inviting open porch for enjoying the North Carolina weather. With its durable brick veneer exterior and slab foundation, this home is built to last. The attached garage provides ample parking and storage. For those interested in understanding the local market trends, an up-to-date Wilmington NC Real Estate Market Update can offer valuable insights. Discover more about the exceptional lifestyle and available properties in this area by exploring the Village at Motts Landing community. When navigating the Wilmington real estate market, trust the local expertise of Buddy Blake. For personalized guidance on buying or selling your home, reach out to Buddy Blake Real Estate, your trusted partner in finding your perfect coastal retreat.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$439,500
Based on estimated value of $639,000 minus purchase price of $199,500
✅ You likely qualify! You've owned this home for 3.8 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $189,500

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$439,500
Capital Gains Rate:20%
Potential Tax Savings:$87,900

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$415,616

Equity Breakdown

Cost to Build Today$472,725
Investor Quick-Sale Est.$433,440
Monthly Rental Est.$3,195/mo

Your Appreciation Story

Your Annual Return35.4%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$411,293Growth above historical 3.5% baseline

Your home has appreciated at 35.4% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $415,616 equity in the S&P 500, in 10 years it could grow to $1,078,001 — compared to an estimated $751,474 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$213/mo
Maintenance (1% est)$533/mo
Opportunity Cost (5% est)$1,732/mo
Total Monthly Holding Cost$2,477/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $2,477/month to hold — including $1,732/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

<p>Located in the vibrant Wilmington, NC area, specifically within the Federal Point region, this property enjoys a desirable setting. Residents benefit from being part of the New Hanover County Schools district, known for its commitment to education. The community offers a blend of tranquil suburban living with convenient access to Wilmington's amenities, including its beautiful beaches, dining, and shopping options. Explore more about life in the greater Wilmington area with a trusted <a href="https://buddyblake.com">local real estate expert</a>.</p>

Market Trend Predictions

1 Year Forecast$661,365Range: $652K - $690K
3 Year Forecast$708,471Range: $678K - $805K
5 Year Forecast$758,932Range: $706K - $939K

Estimated Monthly Equity Gain
+$1,864/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate