What is the estimated value of 201 southwold dr?

The estimated home value for 201 southwold dr is approximately $291,105, with a likely range between $247,439 and $334,771.

How much equity is in 201 southwold dr?

Based on our calculations, the estimated equity for 201 southwold dr is $193,202.

What are the capital gains tax implications for selling 201 southwold dr?

The estimated capital gain on the sale of 201 southwold dr is $146,105. Depending on filing status, you may be eligible for a Section 121 exclusion.

What would net proceeds be from selling 201 southwold dr?

After estimated commissions, closing costs, and mortgage payoff, the net proceeds from selling 201 southwold dr are estimated to be $159,725.

201 Southwold Dr, Wilmington, NC 28409, USA

Estimated Market Value

Range: $247,439 - $334,771

ZZillow Zestimate: $310,400

Valuation Comparison

Our Estimate

$291,105

Range: $247,439 - $334,771

Zillow Zestimate®View on Zillow

$310,400

Range: $291,776 - $329,024

30-Day Trend

+$680(0.2%)

Zestimate® is a registered trademark of Zillow, Inc. Valuation models differ based on data availability, proprietary algorithms, and recent market shifts.

3Beds

1.5Baths

1,056SqFt

1977Built

AI Property Analysis

Welcome to 201 Southwold Drive, a charming single-story ranch-style home nestled on a generous lot in Wilmington, NC. Built in 1977 and lovingly maintained, this residence features low-maintenance vinyl siding and a durable composition shingle roof. Positioned on a flat 0.24-acre lot, the property offers a beautiful yard with plenty of space for outdoor activities, complete with a convenient utility building for extra storage. Inside, the 1,056 square-foot floor plan is designed for comfortable everyday living. The home boasts three well-proportioned bedrooms and one-and-a-half baths, providing a highly functional layout. Modern conveniences like central air conditioning and an electric heat pump ensure the home remains energy-efficient and cozy throughout all four seasons. With its strong structural foundation and versatile lot, this property holds immense potential. Whether you dream of crafting a private oasis in the spacious backyard, updating the interior finishes to match your personal style, or building long-term equity, this home provides the perfect canvas to bring your coastal living vision to life.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain

$146,105

Based on estimated value of $291,105 minus purchase price of $145,000

✅ You likely qualify! You've owned this home for 8.6 years (minimum 2 years required).

⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$146,105

Capital Gains Rate:20%

Potential Tax Savings:$29,221

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$146,105

Capital Gains Rate:20%

Potential Tax Savings:$29,221

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$159,725

Equity Breakdown

Cost to Build Today$237,600

Investor Quick-Sale Est.$178,156

Monthly Rental Est.$2,329/mo

Your Appreciation Story

Your Annual Return8.4%Compound growth rate

Historical Average3.5%Long-term US average

Above-Average Growth+$95,891Growth above historical 3.5% baseline

Your home has appreciated at 8.4% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.

What Could Your Equity Do?

If you sold today and invested your $159,725 equity in the S&P 500, in 10 years it could grow to $414,286 — compared to an estimated $312,729 in total equity by staying in the home.

The Hidden Cost of Holding

Insurance (0.4% est)$97/mo

Maintenance (1% est)$243/mo

Opportunity Cost (5% est)$666/mo

Total Monthly Holding Cost$1,005/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,005/month to hold — including $666/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp

🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

Nestled in the highly sought-after Masonboro area of Wilmington, this neighborhood blends relaxed coastal living with the convenience of top-rated New Hanover County schools and local amenities. Neighbors enjoy close proximity to scenic waterways, popular local dining spots, and beautiful nearby beaches, fostering a welcoming, community-oriented vibe. With demand remaining incredibly resilient in this desirable pocket of coastal North Carolina, homeowners here enjoy steady long-term value and an enviable lifestyle that feels like a year-round vacation.

Market Trend Predictions

1 Year Forecast$308,421Range: $297K - $314K

3 Year Forecast$346,205Range: $309K - $367K

5 Year Forecast$388,617Range: $321K - $428K

Estimated Monthly Equity Gain

+$1,443/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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