ExpressHomeSale

113 Hunter Ct, Rocky Point, NC 28457-8173

Estimated Market Value

$0
Range: $131,406 - $197,109
3Beds
2Baths
1,510SqFt
1996Built

AI Property Analysis

Discover comfort and space at 113 Hunter Ct, a charming 1996 manufactured home (effectively updated to 2000) nestled on a generous 0.78-acre lot in Rocky Point, NC. This inviting single-story residence spans 1510 square feet, offering 3 cozy bedrooms and 2 full bathrooms. Enjoy modern amenities including central air conditioning, a warm fireplace, and a heat pump, plus an extra shed for storage. This home provides a wonderful blend of peaceful living and practical features.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$72,258
Based on estimated value of $164,258 minus purchase price of $92,000
✅ You likely qualify! You've owned this home for 19.8 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$72,258
Capital Gains Rate:20%
Potential Tax Savings:$14,452

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$72,258
Capital Gains Rate:20%
Potential Tax Savings:$14,452

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$107,641

Equity Breakdown

Cost to Build Today$339,750
Investor Quick-Sale Est.$94,612
Monthly Rental Est.$1,314/mo

Your Appreciation Story

Your Annual Return3.0%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at 3.0% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $107,641 equity in the S&P 500, in 10 years it could grow to $279,193 — compared to an estimated $193,975 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$55/mo
Maintenance (1% est)$137/mo
Opportunity Cost (5% est)$449/mo
Total Monthly Holding Cost$640/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $640/month to hold — including $449/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

Situated in the serene Wood Cliff Estates subdivision of Rocky Point, NC, this property benefits from a tranquil, rural agricultural (RA) zoning setting within Pender County. Residents enjoy the peace of a spacious, residential environment while being part of the Pender County Schools district. The home is conveniently located within the Wilmington, NC metropolitan statistical area, offering a blend of peaceful country living with access to the amenities and opportunities of a larger city.

Market Trend Predictions

1 Year Forecast$169,570Range: $167K - $170K
3 Year Forecast$180,716Range: $172K - $182K
5 Year Forecast$192,594Range: $177K - $195K

Estimated Monthly Equity Gain
+$443/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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