ExpressHomeSale
Street view of 102 Hunter Ct, Rocky Point, NC 28457-8173

102 Hunter Ct, Rocky Point, NC 28457-8173

Estimated Market Value

$0
Range: $148,522 - $222,783
3Beds
2Baths
1,512SqFt
1988Built

AI Property Analysis

Discover charm and comfort at 102 Hunter Ct, a delightful 1512 sq ft manufactured home nestled on a spacious 0.62-acre lot in Rocky Point. Built in 1988 and effectively updated in 2000, this inviting residence features 3 bedrooms and 2 bathrooms across a single story. Enjoy modern conveniences like central air conditioning, a cozy fireplace, and a heat pump. The exterior boasts durable siding, a wood deck perfect for outdoor living, and a convenient shed for extra storage. With a well for water and septic for sewer, this property offers a peaceful rural lifestyle.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$103,653
Based on estimated value of $185,653 minus purchase price of $82,000
✅ You likely qualify! You've owned this home for 20.9 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$103,653
Capital Gains Rate:20%
Potential Tax Savings:$20,731

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$103,653
Capital Gains Rate:20%
Potential Tax Savings:$20,731

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$133,280

Equity Breakdown

Cost to Build Today$340,200
Investor Quick-Sale Est.$106,936
Monthly Rental Est.$1,485/mo

Your Appreciation Story

Your Annual Return4.0%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$17,496Growth above historical 3.5% baseline

Your home has appreciated at 4.0% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $133,280 equity in the S&P 500, in 10 years it could grow to $345,694 — compared to an estimated $230,859 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$62/mo
Maintenance (1% est)$155/mo
Opportunity Cost (5% est)$555/mo
Total Monthly Holding Cost$772/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $772/month to hold — including $555/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

Located in the serene Wood Cliff Estates subdivision of Rocky Point, this property benefits from a tranquil setting within Pender County. Zoned for Rural Agricultural (RA), the area offers a sense of open space and quiet living. Residents are served by the Pender County Schools district. Rocky Point is part of the larger Wilmington, NC Metropolitan Statistical Area, providing access to urban amenities while maintaining a relaxed, community feel.

Market Trend Predictions

1 Year Forecast$192,607Range: $189K - $193K
3 Year Forecast$207,308Range: $197K - $209K
5 Year Forecast$223,130Range: $205K - $226K

Estimated Monthly Equity Gain
+$580/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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