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Street view of 413 W Huckleberry Way, Rocky Point, NC 28457-4606

413 W Huckleberry Way, Rocky Point, NC 28457-4606

Estimated Market Value

$0
Range: $361,148 - $407,252
3Beds
2Baths
2,018SqFt
2017Built

AI Property Analysis

Discover charm and comfort at 413 W Huckleberry Way, a delightful 2017-built single-story home nestled in Rocky Point. This inviting residence offers 2,018 square feet of living space, featuring 3 bedrooms and 2 full bathrooms. Enjoy the warmth of a fireplace and the efficiency of central air conditioning and a heat pump. The exterior boasts durable siding, complemented by a convenient shed on the spacious 0.35-acre lot. With its conventional style and modern amenities, this home provides a perfect blend of comfort and practicality in a serene setting.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$135,700
Based on estimated value of $384,200 minus purchase price of $248,500
✅ You likely qualify! You've owned this home for 8.3 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$135,700
Capital Gains Rate:20%
Potential Tax Savings:$27,140

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$135,700
Capital Gains Rate:20%
Potential Tax Savings:$27,140

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$170,775

Equity Breakdown

Cost to Build Today$454,050
Investor Quick-Sale Est.$260,027
Monthly Rental Est.$2,497/mo

Your Appreciation Story

Your Annual Return5.4%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$53,343Growth above historical 3.5% baseline

Your home has appreciated at 5.4% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $170,775 equity in the S&P 500, in 10 years it could grow to $442,945 — compared to an estimated $372,710 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$128/mo
Maintenance (1% est)$320/mo
Opportunity Cost (5% est)$712/mo
Total Monthly Holding Cost$1,160/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,160/month to hold — including $712/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

Situated in the growing community of Rocky Point, North Carolina, 413 W Huckleberry Way is part of "The Reserve on Island Creek Phase 2" subdivision. Residents benefit from the Pender County Schools district and proximity to the Wilmington metropolitan area, offering a balance of peaceful suburban living with convenient access to city amenities, beaches, and employment opportunities.

Market Trend Predictions

1 Year Forecast$401,251Range: $392K - $405K
3 Year Forecast$437,657Range: $408K - $450K
5 Year Forecast$477,366Range: $424K - $499K

Estimated Monthly Equity Gain
+$1,421/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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