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Street view of 111 W Huckleberry Way, Rocky Point, NC 28457-4605

111 W Huckleberry Way, Rocky Point, NC 28457-4605

Estimated Market Value

$0
Range: $370,045 - $425,750
3Beds
2Baths
1,680SqFt
2016Built

AI Property Analysis

Discover charm and comfort at 111 W Huckleberry Way, a delightful 2016-built home nestled in Rocky Point. This inviting 1,680 sq ft single-story residence boasts 3 bedrooms and 2 full bathrooms, perfect for modern living. Enjoy the warmth of a fireplace and the ease of central air conditioning, complemented by durable siding and a reliable heat pump. The property features an open porch for relaxation and a spacious 625 sq ft detached garage, all set on a generous 0.95-acre lot. This conventional-style home offers a serene retreat with ample outdoor space.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$301,880
Based on estimated value of $520,380 minus purchase price of $218,500
✅ You likely qualify! You've owned this home for 9.6 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$250,000
Capital Gains Rate:20%
Potential Tax Savings:$50,000

Remaining taxable gain: $51,880

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$301,880
Capital Gains Rate:20%
Potential Tax Savings:$60,376

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$316,642

Equity Breakdown

Cost to Build Today$378,000
Investor Quick-Sale Est.$266,432
Monthly Rental Est.$2,602/mo

Your Appreciation Story

Your Annual Return9.4%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$216,155Growth above historical 3.5% baseline

Your home has appreciated at 9.4% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $316,642 equity in the S&P 500, in 10 years it could grow to $821,288 — compared to an estimated $590,153 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$173/mo
Maintenance (1% est)$434/mo
Opportunity Cost (5% est)$1,319/mo
Total Monthly Holding Cost$1,926/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,926/month to hold — including $1,319/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

Situated in the tranquil 'THE RESERVE ON ISLAND CREEK PH I' subdivision in Rocky Point, NC, this home offers a peaceful suburban lifestyle within Pender County. Residents benefit from being part of the Pender County Schools district and enjoy convenient access to the wider Wilmington, NC metropolitan area, combining rural charm with urban amenities nearby.

Market Trend Predictions

1 Year Forecast$554,045Range: $531K - $562K
3 Year Forecast$628,050Range: $552K - $656K
5 Year Forecast$711,940Range: $575K - $765K

Estimated Monthly Equity Gain
+$2,805/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate