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Street view of 192 W Huckleberry Way, Rocky Point, NC 28457-4601

192 W Huckleberry Way, Rocky Point, NC 28457-4601

Estimated Market Value

$0
Range: $488,504 - $597,061
5Beds
4.5Baths
3,409SqFt
2017Built

AI Property Analysis

Discover modern comfort at 192 W Huckleberry Way, a charming two-story residence built in 2017 within Rocky Point's desirable The Reserve on Island Creek Ph 2 subdivision. This spacious 3,409 sq ft home offers 5 bedrooms and 4.5 bathrooms, perfect for a growing family or entertaining. Enjoy year-round comfort with central air conditioning and a heat pump, cozy up by the fireplace, and appreciate the low-maintenance vinyl siding exterior. Situated on a generous 0.6-acre lot, this property also includes a shed for extra storage, blending functional design with residential appeal.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$213,783
Based on estimated value of $542,783 minus purchase price of $329,000
✅ You likely qualify! You've owned this home for 7.2 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$213,783
Capital Gains Rate:20%
Potential Tax Savings:$42,757

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$213,783
Capital Gains Rate:20%
Potential Tax Savings:$42,757

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$250,243

Equity Breakdown

Cost to Build Today$767,025
Investor Quick-Sale Est.$351,723
Monthly Rental Est.$2,714/mo

Your Appreciation Story

Your Annual Return7.2%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$120,625Growth above historical 3.5% baseline

Your home has appreciated at 7.2% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $250,243 equity in the S&P 500, in 10 years it could grow to $649,065 — compared to an estimated $535,529 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$181/mo
Maintenance (1% est)$452/mo
Opportunity Cost (5% est)$1,043/mo
Total Monthly Holding Cost$1,676/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,676/month to hold — including $1,043/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
🔥 Hot

Strong property appreciation and high buyer demand indicate a seller-friendly market with competitive offers.

Your Neighborhood

Nestled in the tranquil Rocky Point area of Pender County, 192 W Huckleberry Way is part of The Reserve on Island Creek Ph 2 subdivision. This residential community is zoned for Residential Performance (RP), ensuring a consistent neighborhood feel. Residents benefit from being part of the Pender County Schools district and enjoy the peaceful suburban atmosphere while remaining within the broader Wilmington, NC metropolitan area, offering a balance of quiet living and convenient access to urban amenities.

Market Trend Predictions

1 Year Forecast$571,692Range: $554K - $582K
3 Year Forecast$634,212Range: $576K - $668K
5 Year Forecast$703,568Range: $599K - $767K

Estimated Monthly Equity Gain
+$2,409/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

🔥Market Outlook & Sell Window

Strong seller's market — favorable conditions to sell now

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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