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Street view of 379 W Huckleberry Way, Rocky Point, NC 28457-2301

379 W Huckleberry Way, Rocky Point, NC 28457-2301

Estimated Market Value

$0
Range: $408,832 - $489,699
4Beds
2.5Baths
2,378SqFt
2018Built

AI Property Analysis

Discover this charming 2-story home at 379 W Huckleberry Way, Rocky Point, NC. Built in 2018, this 2,378 sq ft residence features 4 bedrooms and 2.5 bathrooms. Key amenities include central air conditioning, a heat pump, two cozy fireplaces, and a detached garage. The home sits on a spacious 0.35-acre lot and boasts an attractive siding exterior with a conventional architectural style.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$74,266
Based on estimated value of $449,266 minus purchase price of $375,000
✅ You likely qualify! You've owned this home for 4.5 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$74,266
Capital Gains Rate:20%
Potential Tax Savings:$14,853

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$74,266
Capital Gains Rate:20%
Potential Tax Savings:$14,853

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$119,379

Equity Breakdown

Cost to Build Today$535,050
Investor Quick-Sale Est.$294,359
Monthly Rental Est.$2,920/mo

Your Appreciation Story

Your Annual Return4.1%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$11,294Growth above historical 3.5% baseline

Your home has appreciated at 4.1% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $119,379 equity in the S&P 500, in 10 years it could grow to $309,637 — compared to an estimated $355,512 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$150/mo
Maintenance (1% est)$374/mo
Opportunity Cost (5% est)$497/mo
Total Monthly Holding Cost$1,022/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,022/month to hold — including $497/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
⚖️ Moderate

A balanced market with relatively equal supply and demand — neither strongly favoring buyers nor sellers.

Your Neighborhood

Nestled in the desirable THE RESERVE ON ISLAND CREEK PH 2 subdivision within Rocky Point, this home offers a peaceful residential setting in Pender County. Residents benefit from the Pender County Schools district and convenient access to the amenities of the wider Wilmington, NC metropolitan area.

Market Trend Predictions

1 Year Forecast$466,306Range: $458K - $468K
3 Year Forecast$502,349Range: $477K - $507K
5 Year Forecast$541,178Range: $496K - $549K

Estimated Monthly Equity Gain
+$1,420/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

⚖️Market Outlook & Sell Window

Stable market — no urgency, but conditions are fair

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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