ExpressHomeSale
Street view of 4144 Pegasus Pkwy, Northwest, NC 28451, USA

4144 Pegasus Pkwy, Northwest, NC 28451, USA

Estimated Market Value

$0
Range: $377,273 - $442,886
5Beds
3.5Baths
3,082SqFt
2021Built

AI Property Analysis

Built in 2021, this expansive five-bedroom, three-and-a-half-bathroom home offers a generous 3,082 square feet of heated living space. Designed with modern living in mind, the residence features a durable vinyl exterior, low-maintenance laminate flooring, and an efficient heat pump system for central air and heating. The spacious layout accommodates a busy household effortlessly, providing an ideal balance of shared gathering areas and private retreats. Inside, the five bedrooms offer incredible versatility, allowing the new owners to easily configure dedicated spaces for a home office, gym, or guest suites. The inclusion of three full bathrooms and a convenient half bath ensures comfortable daily routines. Because the property is practically new, residents can enjoy peace of mind knowing the major structural elements and systems are modern and reliable. Outside, the home sits on a manageable lot within the Northern Lights subdivision, offering a perfect balance of outdoor potential and easy maintenance. The property provides a fantastic canvas for custom landscaping, a private patio setup, or a small garden, allowing you to maximize the coastal North Carolina climate without spending all your weekends on yard work.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$48,580
Based on estimated value of $410,080 minus purchase price of $361,500
Based on public records, this property has been owned for approximately 3.5 years. A homeowner may qualify for the Section 121 exclusion if all IRS requirements — including ownership, use as a primary residence, and timing — are satisfied. Public property records alone cannot determine individual eligibility. Consult a qualified tax professional.

Single Filer

Up to $250K Exclusion

Protected Amount:$48,580
Capital Gains Rate:20%
Potential Tax Savings:$9,716

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$48,580
Capital Gains Rate:20%
Potential Tax Savings:$9,716

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$89,222

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$693,450
Investor Quick-Sale Est.$271,637
Monthly Rental Est.$2,666/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return3.7%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$2,611Growth above historical 3.5% baseline

Your home has appreciated at 3.7% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $89,222 equity in the S&P 500, in 10 years it could grow to $231,419 — compared to an estimated $304,760 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$137/mo
Maintenance (1% est)$342/mo
Opportunity Cost (5% est)$372/mo
Total Monthly Holding Cost$850/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $850/month. This includes an estimated $372/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
⚖️ Moderate

A balanced market with relatively equal supply and demand — neither strongly favoring buyers nor sellers.

Your Neighborhood

Living in the Leland and Northwest area of Brunswick County offers the perfect blend of quiet, community-focused suburban life and quick access to the vibrant energy of nearby Wilmington. Homeowners love being part of the Brunswick County School District and having local parks, dining, and scenic waterways just a short drive away. It is a warm, welcoming community where the strong local housing market reflects the high demand for a relaxed coastal lifestyle.

Market Trend Projections

1 Year Forecast$424,823Range: $418K - $425K
3 Year Forecast$455,917Range: $433K - $457K
5 Year Forecast$489,287Range: $449K - $492K

Estimated Monthly Equity Gain
+$1,229/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

⚖️Market Outlook & Sell Window

Stable market — no urgency, but conditions are fair

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 1.8%, Moderate: 3.6%, Aggressive: 3.7%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

Thinking Of Moving?

Let's have a conversation.