ExpressHomeSale

4007 Eclipse Ave, Leland, NC 28451-2370

Estimated Market Value

$0
Range: $353,770 - $391,009
4Beds
2.5Baths
2,120SqFt
2022Built
2Garage

AI Property Analysis

Discover modern living at 4007 Eclipse Ave, a charming single-family home built in 2022. This inviting residence boasts 2120 square feet of living space, featuring 4 spacious bedrooms and 2.5 bathrooms, perfect for comfortable family living. Enjoy the convenience of a 2-car attached garage, central air conditioning, and an efficient heat pump system. The home showcases a durable siding exterior, a composition shingle roof, and a crawl space foundation. Inside, find stylish floating floor/laminate and gypsum board interior walls, creating a fresh, move-in-ready atmosphere. Public water and sewer connections add to the ease of this wonderful property, situated in the welcoming Northern Lights Phase 4 subdivision.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$9,890
Based on estimated value of $372,390 minus purchase price of $362,500
✅ You likely qualify! You've owned this home for 3.4 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$9,890
Capital Gains Rate:20%
Potential Tax Savings:$1,978

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$9,890
Capital Gains Rate:20%
Potential Tax Savings:$1,978

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$55,109

Equity Breakdown

Cost to Build Today$477,000
Investor Quick-Sale Est.$254,714
Monthly Rental Est.$2,421/mo

Your Appreciation Story

Your Annual Return0.8%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at 0.8% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $55,109 equity in the S&P 500, in 10 years it could grow to $142,939 — compared to an estimated $250,837 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$124/mo
Maintenance (1% est)$310/mo
Opportunity Cost (5% est)$230/mo
Total Monthly Holding Cost$664/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $664/month to hold — including $230/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
❄️ Cool

Slower price growth and extended listing times suggest a more buyer-friendly environment.

Your Neighborhood

Nestled in the Northern Lights Phase 4 subdivision within Leland, NC, this property benefits from a desirable location in Brunswick County. Zoned for medium-density residential use, the area offers a suburban feel, part of the growing community of Leland. Residents enjoy access to Brunswick County Schools and the convenient lifestyle afforded by proximity to local amenities and the broader Wilmington, NC metropolitan area.

Market Trend Predictions

1 Year Forecast$380,382Range: $374K - $385K
3 Year Forecast$396,883Range: $377K - $413K
5 Year Forecast$414,100Range: $380K - $442K

Estimated Monthly Equity Gain
+$666/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

❄️Market Outlook & Sell Window

Buyer's market — consider waiting for conditions to improve

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate