ExpressHomeSale

4006 Eclipse Ave, Leland, NC 28451-2370

Estimated Market Value

$0
Range: $318,165 - $344,678
3Beds
2Baths
1,516SqFt
2022Built
2Garage

AI Property Analysis

Discover modern living at 4006 Eclipse Ave in Leland, NC! Built in 2022, this charming 1,516 sq ft home offers 3 bedrooms and 2 full bathrooms. Enjoy comfortable year-round temperatures with central air conditioning and a heat pump. The attached 2-car garage provides convenience, while the stylish vinyl siding and composition shingle roof add to its curb appeal. Inside, you'll find gypsum board walls and attractive laminate flooring throughout. Perfectly situated in the Northern Lights subdivision, this home offers contemporary comfort on a manageable 0.15-acre lot.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$0
Based on estimated value of $331,422 minus purchase price of $352,500
✅ You likely qualify! You've owned this home for 3.3 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$0
Capital Gains Rate:20%
Potential Tax Savings:$0

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$0
Capital Gains Rate:20%
Potential Tax Savings:$0

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$26,024

Equity Breakdown

Cost to Build Today$341,100
Investor Quick-Sale Est.$229,079
Monthly Rental Est.$2,154/mo

Your Appreciation Story

Your Annual Return-1.8%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at -1.8% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $26,024 equity in the S&P 500, in 10 years it could grow to $67,499 — compared to an estimated $200,219 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$110/mo
Maintenance (1% est)$276/mo
Opportunity Cost (5% est)$108/mo
Total Monthly Holding Cost$495/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $495/month to hold — including $108/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
❄️ Cool

Slower price growth and extended listing times suggest a more buyer-friendly environment.

Your Neighborhood

Nestled in the growing community of Leland, NC, this home is part of Brunswick County, within the Wilmington metropolitan area. Residents benefit from being served by Brunswick County Schools. The area features a Medium Density Residential zoning (R75), indicative of a welcoming suburban environment. Its location offers convenient access to local amenities and the broader Wilmington region, known for its coastal charm and various recreational opportunities.

Market Trend Predictions

1 Year Forecast$343,022Range: $331K - $343K
3 Year Forecast$367,453Range: $331K - $367K
5 Year Forecast$393,625Range: $331K - $394K

Estimated Monthly Equity Gain
+$967/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

❄️Market Outlook & Sell Window

Buyer's market — consider waiting for conditions to improve

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate