ExpressHomeSale

3991 Eclipse Ave, Leland, NC 28451-2369

Estimated Market Value

$0
Range: $401,550 - $461,999
3Beds
2.5Baths
3,072SqFt
2022Built

AI Property Analysis

Discover modern comfort at 3991 Eclipse Ave, a pristine 2022-built home in Leland, NC. This spacious residence features 3 bedrooms and 2.5 bathrooms across 3,072 sq ft of living space. Enjoy efficient central air conditioning and heat pump climate control, complemented by durable vinyl siding and a meticulously maintained 0.145-acre lot. This move-in ready home offers contemporary living in a desirable community.

Your Capital Gains Tax Savings

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$131,775
Based on estimated value of $431,775 minus purchase price of $300,000
✅ You likely qualify! You've owned this home for 2.6 years (minimum 2 years required).
⚠️ This tax benefit may not last forever. The Section 121 exclusion is frequently debated in Congress. Knowing your equity options now is crucial for long-term wealth planning.

Single Filer

Up to $250K Exclusion

Protected Amount:$131,775
Capital Gains Rate:20%
Potential Tax Savings:$26,355

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$131,775
Capital Gains Rate:20%
Potential Tax Savings:$26,355

Tax Liability Comparison

* This analysis is purely an estimate based on assumed 20% capital gains rates and available public data. We are not tax professionals. Please consult a licensed CPA to verify your exact eligibility and tax implications.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$151,970

Equity Breakdown

Cost to Build Today$691,200
Investor Quick-Sale Est.$289,116
Monthly Rental Est.$2,807/mo

Your Appreciation Story

Your Annual Return14.7%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$103,164Growth above historical 3.5% baseline

Your home has appreciated at 14.7% per year — well above the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity.


What Could Your Equity Do?

If you sold today and invested your $151,970 equity in the S&P 500, in 10 years it could grow to $394,172 — compared to an estimated $378,911 in total equity by staying in the home.


The Hidden Cost of Holding

Insurance (0.4% est)$144/mo
Maintenance (1% est)$360/mo
Opportunity Cost (5% est)$633/mo
Total Monthly Holding Cost$1,137/mo

* Estimates do not include county, city, or other annual property taxes.

While your home appreciates, it costs approximately $1,137/month to hold — including $633/month in opportunity cost from equity that could be earning interest elsewhere.

Market Pulse

Market Temp
☀️ Warm

Steady appreciation and consistent buyer interest suggest a balanced market favoring sellers.

Your Neighborhood

Nestled within the Pinnacle Mallory Creek Plantation subdivision in Leland, Brunswick County, this property offers a serene residential setting. Leland is a growing community within the Wilmington, NC Metropolitan Statistical Area, providing residents with convenient access to urban amenities, beautiful coastal areas, and a family-friendly atmosphere, supported by Brunswick County Schools.

Market Trend Predictions

1 Year Forecast$446,887Range: $440K - $466K
3 Year Forecast$478,717Range: $458K - $544K
5 Year Forecast$512,813Range: $477K - $634K

Estimated Monthly Equity Gain
+$1,259/mo

Based on moderate market appreciation projections, your property generates passive wealth each month.

☀️Market Outlook & Sell Window

Good conditions — consider listing in the next 6-12 months

* Projections are estimates based on historical trends and local market data, and do not guarantee future performance.

⚖️ This analysis is for informational purposes only and does not constitute professional advice. Always consult with a licensed local real estate agent, appraiser, attorney, and/or accountant before making any real estate decisions or entering into any agreements.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate